Personal Loan FAQs


How much can I borrow?

Normally a maximum of £700 for your first loan with us.


How long can I take the loan out for?

Our Personal Loans are repaid over 12 months.


What is your interest rate?

Here is an example of how much you would pay for a Personal Loan:

Amount of loan: £300.00
Regular Payment: £32.28
Number of Payments: 12
Repayment Frequency: Monthly
Fee Amount: £15.00
Total Cost of Loan (including fees): £87.36
Monthly Interest Rate: 3.33% (equivalent 40%PA) fixed


How long does it take before I get the money?

Normally ten working days, if we have all of the information we need.


How do I make payments?

Either weekly, two weekly, four weekly or monthly – normally by Direct Debit from your bank account.


Can I settle my loan early?

Yes – simply contact us for a settlement figure and you can pay your loan off early – and better still you will only be charged interest up to the date of settlement


I have more questions - What do I do?

If you need more information or would like to request a quote, then get in touch with us and we will answer any questions you have.